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Plot Purchase

If you have a plot of land in mind or your want to purchase a land on which you wish to build your dream home, we can help you do just that, with a Plot Loan.

Eligibility for Plot Loan/Land Loan

You can get a Plot loan of up to 75% of the Direct Allotment Letter / Registered sale deed value + stamp duty + Registration Fee or 75% of market value, whichever is lower. Get a higher Plot loan amount from DHFL by including an earning co-applicant. The actual Plot loan amount is determined taking into various account factors such as:

  • Repayment capacity
  • Age of the Plot Loan applicant
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets
  • Saving habits, and more

Features and Benefits of Plot Loan/ Land Loan
  • Tenure & Term: The tenure of your loan ranges from 1 to 20 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals).
  • Purpose:  Avail a Plot loan on purchase of Non Agricultural land situated within Municipal / Local Development Authority limit.
  • Reduce your EMI : With tenure of 20 years, you can reduce the EMI amount on your Loan, so that your outgoings every month do not come in the way of your lifestyle and living standards

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